In a car accident between two vehicles, the insurance companies for both drivers get involved to find out who is responsible for paying for the damage. However, when a driver crashes into a house, the driver is almost always responsible for damages. A number of Colorado residents and businesses have been surprised to see a car come crashing through the front door.
Cars Crashing Into Buildings in Colorado
Earlier this month, a Colorado Springs business had to shut after a car crashed through the building. Two people were injured when a vehicle traveling at a high rate of speed crashed into a marijuana dispensary. The Garden of the Budz employee only suffered a minor cut. The driver and passenger of the car, and driver of another vehicle also suffered injuries.
Last month, a dump truck crashed into a house in Boulder County. According to the Colorado State Patrol, a 17-year-old driver in a 1973 GT collided with a dump truck before crashing into the boy's house. The young driver was killed.
In May, two people were killed after a truck crashed into a Westminster Fire Station. According to CBS News, the vehicle was fleeing from police when they smashed into the fire station, killing the driver and passenger. The crash startled the sleeping firefighters, one was only a few feet away.
In March, two people were seriously injured after their vehicle crashed into a building in Denver. Also in March, a vehicle crashed into a building in Englewood before the occupants took off. Police caught the suspects, neither of which was the registered owner of the vehicle.
In January, a car crashed into an apartment in Littleton. None of the residents of the apartment building were injured but the driver was taken to the hospital for serious injuries. A month later, another Littleton building was hit by a vehicle. A minivan crashed into the Boardroom Bar & Restaurant by thieves who were after the bar's ATM machine.
In October, a driver crashed through the front of Amy's Donuts in Colorado Springs. No one was injured in the accident but the popular donut shop had to shut down for a while, losing business, until the building could be repaired. According to the news report, the driver mistakenly hit the gas instead of the brake.
Insurance Coverage After a Car Accident With a Building
When a car crashes into a building, the property owner will generally seek compensation under the driver's property damage liability insurance. However, the mandatory minimum insurance coverage for drivers in Colorado is 25/50/15:
- $25,000 for bodily injury per person
- $50,000 for bodily injury per accident
- $15,000 for property damage
Most drivers only carry the minimum amount of coverage. In some cases, $15,000 is not enough to cover the total cost of the property damage. When the insurance payment is not enough to cover damages, the property owner may have to go after the driver's personal assets.
Unfortunately, not all building and car accidents only result in property damage. Some crashes into buildings can cause serious injury or death to the individuals inside.
Denver Auto Accident Lawyer
The attorneys at accidentdenver.com have successfully represented injury victims who were involved in car accidents in Denver, Boulder, and throughout Colorado. Our experienced attorneys will fight to get the maximum compensation available for your injuries. Contact us today for a free consultation.