Uber drivers and passengers are covered by Uber's insurance policy while the driver is on duty. How much insurance coverage is available often depends on the status of the driver--whether the driver is off duty, waiting for a request, or has an active passenger. However, if you were a passenger in an Uber and you were injured, the Uber insurance coverage will apply to protect you.
If you or someone you care about has been injured or killed as a passenger in an Uber automobile accident in Denver or the greater Denver metropolitan area, an experienced personal injury attorney at accidentdenver.com can fight for the financial compensation you deserve.
Uber Passenger Car Accident Lawyers in Denver, Colorado
No matter how small or how big your case may be, the accidentdenver.com team will keep you informed every step of the way throughout the process and they will handle every detail seamlessly to put you on the road to recovery. Our team at accidentdenver.com pride themselves on clear, honest, and open communication with each and every one of their clients.
Our attorneys at accidentdenver.com take cases on a contingency basis, which means that you pay nothing until your case has reached a favorable resolution. Let us put our years of experience to work for you and your loved ones.
Uber Driver Insurance While You Are a Passenger
If you were injured as a passenger in an Uber vehicle, driven by an Uber driver, you are protected by Uber's primary liability insurance. This primary liability insurance becomes effective as soon as an Uber driver accepts a fare and begins the journey to you to pick you up.
During the entire time you are in the vehicle (and even immediately as you are entering or exiting the vehicle) you are protected by the primary insurance coverage offered by Uber, and as required by state law.
Amount of Coverage
During the time you are a passenger, the insurance coverage is the amount of one million dollars ($1,000,000) per accident. Uber also carries uninsured/underinsured motorist bodily injury coverage and contingent comprehensive and collision coverage up to the actual cash value of the car (with a $1,000) deductible.
This includes property damage, injuries to you, injuries to the driver, and injuries to others.
Uber Driver's Personal Insurance
If an Uber driver is on his or her own time, without a passenger, Uber's insurance coverage will not apply. Instead, it would be the driver's ordinary liability insurance he or she is required to have by law.
If the Uber driver has their own commercial insurance, that insurance, as well as Uber's, will operate to work together to help cover the accident. This will only be relevant to you if your injuries are so extreme that Uber's million dollars in coverage would not be enough to compensate you for your injuries.
Consult an Experienced Denver Uber Accident Lawyer
Uber is required to carry insurance to make sure that any injuries you suffer as a passenger are compensated. You should not have to bear the costs of your injuries.
If you or a loved one has been injured in a Lyft accident in the greater Denver metropolitan area, please do not hesitate to contact accidentdenver.com today at 303-642-8888 for a free consultation. We are here waiting for you.