Parker has been named one of the best places to live in America. Parker has a nice mix of convenience to Denver while being far enough away to enjoy the peace and nature of Colorado. Like other areas around the Denver metro area, Parker has grown a lot over the past decade. With limited public transportation options, residents in Parker have to rely on their cars to get around.
Lyft and Uber can provide a convenient alternative to residents and visitors without a car or for those who want to leave their car behind. While it is convenient, riding in a Lyft or Uber may still put passengers, other drivers, and even pedestrians at risk of an accident. Rideshares are still relatively new, and even the drivers may not be sure what to do after a Lyft or Uber accident.
What to Do After a Lyft or Uber Accident in Parker
If you are involved in any type of car accident, as the driver, passenger, cyclist, or pedestrian, your first priority is safety. If you are injured or another person is injured or unconscious, call 9-1-1. Remind yourself and anyone else that car accident injuries can be tricky. You may not feel the full effects of a head, neck, or back injury immediately after the accident. If there is any chance you are injured, it is better to seek medical attention.
Emergency Medical Care After a Ride-Hailing Accident
There are a few emergency departments (EDs) and urgent care facilities in and around the Parker area, including:
- Parker Adventist Hospital ER
- Sky Ridge South Parker ER
- Sky Ridge Pediatric Emergency Care in Lone Tree
In a minor accident with no serious injuries, drivers should move their cars to the road and out of the way of traffic. If everyone is safe, drivers should exchange information with any other parties involved in the accident, including:
- Phone number
- Insurance company
- Insurance policy number
- Driver's license number
- License plate
Reporting a Rideshare Accident in Parker
Under Colorado law, drivers involved in an accident are required to report the accident, even if no one was injured. Drivers can call the police to report the accident but the police may not come out to investigate. If the police do not respond to the accident, you can fill out an accident report online with the Parker Police Department on their online reporting page.
Law enforcement offices around Parker include:
Police or law enforcement will generally only respond to an accident in the following situations:
- Someone is injured or killed in the accident
- Impaired driving (alcohol or drugs) is involved
- A vehicle is damaged and blocking the road
- A driver leaves the scene of the accident (hit and run)
- A driver is unlicensed
Report the Accident to the Insurance Company and Rideshare Company
This is where a rideshare accident and a regular car accident can be different. In a regular car accident, the driver and driver's insurance company are involved. In a rideshare accident, the driver generally has to report the accident to their own insurance company and the rideshare company. The rideshare company may also have their own insurance policy which may cover part of the damage.
Lyft and Uber have special insurance requirements. The rideshare coverage changes depending on the status of the driver at the time of the accident, based on 3 categories:
- Offline Status: The Uber/Lyft driver has not turned on the app or is not actively looking for rides;
- Online Status: The Uber/Lyft has activated the app is actively looking for rides but a ride has not been accepted;
- Prearranged Ride Status: The Uber/Lyft driver accepts a trip, is en route to pick up the accepted ride, the rider enters the vehicle, on the trip, drops off the rider, and completes the ride.
Many Lyft and Uber drivers are surprised to find out that their personal insurance policy won't cover a rideshare accident because the policy doesn't apply to transporting passengers for money. However, Uber and Lyft generally required the driver's own insurance to cover the damage before they would provide coverage. This can leave the driver in between coverage and leave them paying out-of-pocket after an accident.
Parker and Uber and Lyft Rides
Most households in Parker have a car (or 2 or 3). There are not a lot of public transportation options for people in Parker or those commuting to Denver or other areas. If you cannot drive or ride a bike to your destination, you may have limited options.
Ride-hailing apps like Lyft or Uber may be the best option for riders to get around/to/from Parker. Users can download the app, input their payment information, request a ride, and get dropped off at their destination. This can be an option for people who can't drive, people without a car, or when someone wants to leave the car behind for a night out.
Night Out for Drinks
Drinking and driving is taken seriously in Colorado. A few drinks may put a driver over the legal limit, impairing their driving ability, and putting them at risk of an accident. A drunk driving arrest can also be expensive and leave the driver with a permanent criminal mark on their record. A Lyft or Uber ride may allow individuals to go out for drinks and get home safely, avoiding an accident and a DUI arrest.
Denver International Airport Trips
Even with a car, people who are going out of town may prefer a Lyft or Uber ride to the airport. Even economy parking can add up after a week or more, which might make a $40 or $50 Lyft ride more economical. An Uber might also be preferable for early morning flights when friends may not be happy to wake up at 4 in the morning.
Injured After a Lyft or Uber Ride in Parker
If you were injured in a Lyft or Uber accident in Parker, contact accidentdenver.com. Our experienced Colorado auto accident attorneys will fight to get the maximum compensation available for your injuries. Contact us today for a free consultation.