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Insurance Coverage for Lyft Drivers

Lyft drivers are protected by insurance, depending on their status while working. Lyft carries insurance coverage for all of its drivers while they are logged into the app and working, whether they are waiting on a passenger or have one in the vehicle. The situation is different when the Lyft driver is not logged into the app, and is therefore off duty. Your personal insurance, or the insurance of the driver that caused the accident, will be your best bet for coverage of your injuries. Understanding how this coverage works to protect you, the Lyft driver, is all part of making sure your injuries are covered and your finances protected.

If you or someone you care about has been injured or killed in an accident while working as a Lyft driver in Denver or the greater Denver metropolitan area, an experienced personal injury attorney at can fight for the financial compensation you deserve.

Lyft Driver Car Accident Lawyers in Denver, Colorado

No matter how small or how big your case may be, the team will keep you informed every step of the way throughout the process and they will handle every detail seamlessly to put you on the road to recovery. Our team at pride themselves on clear, honest, and open communication with each and every one of their clients.

Our attorneys at take cases on a contingency basis, which means that you pay nothing until your case has reached a favorable resolution. Let us put our years of experience to work for you and your loved ones.

Lyft Driver Insurance

Lyft carries liability insurance for its drivers while they are on duty, as well as for any passengers who are injured during the accident. When you are covered by Lyft's insurance, and for how much, depends on your status at the time of the accident.

Off Duty

If you were not logged into the Lyft app, and are off duty, Lyft's insurance does not cover you. You will have to rely on your own insurance or the insurance of the person that caused the accident. When another person caused the accident, you have the right to file suit against their insurance company for coverage as well.

On Duty, but Waiting

If you were logged into the app, and waiting on a fare, but had not yet accepted one, you will be covered in the following amounts:

  • $50,000 for bodily injury per person;
  • $100,000 for bodily injury per accident (for all persons injured);
  • $25,000 for property damage per accident.

This amount is less than if you had a passenger already in the vehicle or were headed towards an accepted fare.

Passenger In Vehicle, or On the Way

If instead, you had a passenger in the vehicle, or you were on the way to get a passenger, Lyft's primary insurance applies in the amount of one million dollars ($1,000,000) per accident. What this means is that Lyft's insurance policy will cover up to $1,000,000 in total damages for the entire accident.

This includes property damage, injuries to you, injuries to the driver, and injuries to others.

Consult an Experienced Denver Lyft Accident Lawyer

If you or a loved one has been injured in a Lyft accident in the greater Denver metropolitan area, please do not hesitate to contact today at 303-642-8888 for a free consultation. We are here waiting for you.