Drivers in Longmont continue to deal with increased traffic as more and more people move to Colorado, leading to more car accidents and fatalities. According to the Colorado Department of Transportation, there were 30 total traffic fatalities in Boulder County in 2017, up from only 12 in 2013. The Boulder County Coroner reported an even higher number of traffic fatalities in 2017, at 42 deaths.
The causes of these accidents and other injury crashes in Longmont, Boulder County, and Weld County include a variety of factors, including speeding, running red lights, and drunk driving accidents. Injury victims in car accidents are left with expensive medical bills, days taken off of work, and painful recoveries.
While the insurance company is supposed to compensate you after an accident, the insurance company may delay your claim or only offer a small settlement. The attorneys at accidentdenver.com will investigate your case, handle the insurance company, and work to get you the maximum compensation after an injury accident in Longmont. Contact us today for a free consultation.
Causes of Auto Accidents in Longmont
There are many factors that lead to car accidents in Longmont and Colorado. In some cases, there may be multiple causes of an accident. Common causes of automobile accidents in Longmont can include:
- Driving too fast for road conditions,
- Running a red light,
- Running a stop sign,
- Distracted driving,
- Texting and driving,
- Drowsy driving,
- Trucks with overloaded trailers,
- Failure to stop a crosswalk,
- Failure to yield the right of way,
- Roadway debris and potholes,
- Defective brakes,
- Defective tires, and
- Vehicle defects.
Most Dangerous Intersections in Longmont
Drivers in Longmont are familiar with certain intersections where they are more likely to seek car accidents or close calls. These often involve drivers who run lights or fail to make a full stop because they are in a hurry, especially during rush hour in the morning, afternoon, or Fridays as people are getting out of town for the weekend. According to an article in the Longmont Times-Call, some of the most dangerous intersections in Longmont from 2013 to 2018 are:
- Mountain View Avenue and Alpine Street, 45 crashes
- 21st Avenue and Terry Street, 31 crashes
- Mountain View Avenue and Collyer Street, 31 crashes
- Second Avenue and Pratt Street, 28 crashes
- Emery Street/Jersey Avenue and Main Street, 26 crashes
- Ninth Avenue and Martin Street, 26 crashes
- Airport Road and 17th Avenue/Hygiene Road, 24 crashes
- Clover Basin Drive and Fordham Street, 23 crashes
- 15th Avenue and Collyer Street, 22 crashes
- Third Avenue and Alpine Street, 17 crashes
Based on high traffic volume intersections, the top 3 intersections with the highest crash rating index include:
- Colo. 119 and Main Street
- Hover Street and Colo. 119
- Hover Street and Nelson Road
What to Do After an Accident in Longmont
The first thing to do after a car accident is to make sure everyone is okay and call for emergency medical help for anyone who is injured. Car accident injuries can be tricky. Even if a driver or passenger feels fine immediately after an accident, the effects of the injury may not have settled in. Neck, back, and head injuries can take time to become evident. In some cases, it can take days before the accident victim understands the extent of the injury.
Reporting an Accident to Police and the Insurance Company
Under 42-4-1606 CRS, all motor vehicle accidents must be reported. This even includes minor fender benders. It may be tempting not to report a minor accident, especially if the other driver offers to pay for any damage. However, the other driver may run off, not respond to your calls, or may even be driving on a suspended license. It is generally safer to report the accident and contact the insurance company to protect yourself.
If the police respond to an accident (usually those involving an injury or more extensive property damage), then the police will file an accident report. You should follow up later to get a copy of the accident report and review it for mistakes or errors. Alternatively, if the police do not show up to the accident, you can file an online accident report with the DMV.
Contacting the Insurance Company
The next step after an accident is contacting your insurance company. It may be tempting to put off this process but your auto insurance policy generally requires immediately reporting any accident or claim. This will begin the claims process so the insurance company can investigate the accident. Reporting your accident generally involves providing basic information about the accident, including:
- Parties involved,
- Whether a police report was taken,
- If anyone was injured,
- Insurance and contact information of other drivers, and
- Location, time, and what happened in the accident.
You may also be contacted by the other driver's insurance company. Talking to the other driver's insurance company can hurt your claim. The other insurance agent may try and get you to say something they will use to deny your claim. If the insurance company calls, tell them to talk to your lawyer so you can protect your rights to compensation after an accident.
Damages in a Colorado Car Accident
When another driver causes an accident, that person should be responsible for paying for your damages. Damages in a car accident claim can include lost wages, medical bills, and property damage. It can also include non-economic damages, such as pain and suffering, physical disfigurement, or loss of consortium.
When dealing with the insurance company, they may want to pay out as little as possible, offer a small settlement, or continually delay your claim so you will just take whatever they offer. It is important to understand the full extent of your losses before accepting any settlement offer. Talk to your Longmont accident attorney about your damages so you can get the full compensation you deserve.
There is a limited amount of time to file a personal injury claim in Colorado. Talk to your Longmont auto accident injury lawyers as soon as possible.
Longmont Auto Accident Injury Lawyers
The attorneys at accidentdenver.com have successfully represented their clients and families in Longmont and Boulder County who were involved in a car accident get compensation for their losses. Our attorneys understand how the insurance companies operate and will fight to get the maximum compensation available for your injuries. Contact us today for a free consultation.